This formula is only a guide and not to be construed as actual lending
"We meet Keith 4 years ago. He was the only realtor in the west valley that would give us the time of day. Our search ended without buying a house. Through the years he kept up with us sending emails and a occasional call to see if we still wanted info. When our time was right to purchase a home Keith only showed us houses we could afford and the ones that met our requirements. We found our perfect home. He is a great guy with a great personality. We will always recommend him. "